What kind of loan are you looking for?
Refinance
Purchase
New Construction
Home Improvement
Not Sure
Applying for the Step Ahead Program?
Ruoff’s high-powered pre-approval commitment letter.
Yes
No
Borrower Contact Information
Legal First Name Please enter legal first name
Legal Last Name Please enter legal last name
Email Address Please enter email address
Phone Number Please enter primary phone #

We do not sell or rent customer information. Our privacy policy applies to potential customers as well as current and former customers.

Where is the home you are refinancing?
Property Zip Code Please enter zip code
Property City Please enter property city
Where are you looking to purchase a home?
Property Zip Code Please enter zip code
Property City Please enter property city
How do you want to borrow funds?
Borrow Against Equity
Obtain a New Loan
What is your reason for refinancing?
Lower My Payment
Lower Interest Rate
Consolidate Debt
Take Out Cash
What Is The Property Use
Primary Residence
Vacation Home
Investment
Are you currently working with a builder?
Yes
No
Have You Already Found A Home
Yes
No
Are you working with a Loan Officer?
Yes
No
Are you working with a realtor?
Yes
No
Select Property Type
Single Family
Multi Family
Condominium
Townhouse
Manufactured Home
Does this property have a second mortgage?
Yes
No
What is your estimated home value?
Estimated Home Value Please enter estimated value
What is the estimated value of the property?
Estimated Property Value Please enter estimated value
What is the current balance of your mortgage loan?
Current Mortgage Balance Please enter mortgage balance
Are you working with a realtor?
Yes
No
What is the estimated purchase price
Estimated Purchase Price Please enter estimated price
Approximate Down Payment Amount?
0% VA/USDA
3.0%
3.5%
5.0%
10.0%
15.0%
20.0%
Are you a first time home buyer?
Yes
No
Have you had a bankruptcy in the past 7 years?
Yes
No
Have you had a property foreclosed upon or had a Short Sale in the past 7 years?
Yes
No
What is your estimated annual household income?
Estimated Annual Income Please enter annual income
How Is Your Credit?
Excellent
Very Good
Good
Fair
Poor
Borrower Personal Information
Social Security # / Tax ID # Please enter SS ID or Tax ID
Date of Birth mm-dd-yyyy Please enter date of birth
Home Street Address Please enter address
Home Zip Code Please enter zip code

 

Authorize Credit Report

By agreeing to the question below, you are authorizing us to check the credit history of all borrowers listed on this mortgage application

Do you have a co-borrower?
Yes
No
Co-Borrower
First Name Please enter first name
Last Name Please enter last name
Email Address Please enter email address
Phone Number Please enter primary phone #
Social Security # / Tax ID # Please enter SS ID or Tax ID
Date of Birth mm-dd-yyyy Please enter date of birth
Home Street Address Please enter address
Home Zip Code Please enter zip code

We do not sell or rent customer information. Our privacy policy applies to potential customers as well as current and former customers.

A Quick Review Before Submitting

 

This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. We do not sell or rent customer information. Our privacy policy applies to potential customers as well as current and former customers.

Success

Your Application has been successfully submitted. We have emailed you a confirmation message, and will be in touch!

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Since 1984
"A GREAT NAME TO KNOW WHEN YOU NEED A MORTGAGE"
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